Kolo

Kolo IBANs are live 🏦 One more piece to go: crypto in, a card in your phone, and now — money out to any bank account. Rent, family, your own account: send money to any IBAN in Europe and beyond. 💵 €1 flat fee per transfer — €10 or €1000, same fee 🚀SEPA Instant where supported — lands in seconds, 24/7 Find it in the 💚Kolo app: Profile → Services → Transfer to any IBAN account. That's it.

Over the past few months, Kolo added a EUR card, transaction notes, ATM cash withdrawals, a status page, and a bunch of smaller fixes. Some of these features exist because you asked for them. What is missing from the app right now? Tell us in the comments ⬇️

Check the status of Kolo services 💚 Kolo now has a dedicated status page where you can check the current availability of our services in one place. Check it here: status.kolo.xyz And we'll do our best to make sure you rarely need it.

Kolo Podcast 12 is live 🔥 David Gan, Founder & General Partner at Inception Capital sat down with us to talk about why 95% of founders never get funded, how top VCs spot the next big thing before it's obvious, and why saying "no" might be the most underrated skill in investing. Watch here ⬇️ https://youtu.be/lY6uxWHu1vU

💼 Did you know? Kolo isn't just personal - your company's crypto can pay its bills too. Most of you use Kolo for everyday spending. But if you run a business, or work for someone who does - this one's for you. Same problem, bigger scale: the company treasury sits in crypto, but the bills come in dollars - ads, servers, flights, rent. Someone converts manually before every single payment. Kolo Business Card fixes that: • every employee gets a card linked to the shared company balance • charges convert to USD instantly, at the moment of payment • 1–2% fee depending on monthly volume, built into the rate, nothing on top • up to 100 cards per company, monthly limits up to $1M depending on Source of Funds • 159 countries, Apple Pay & Google Pay • one dashboard: master account, employee limits, per-card statements Know a founder or a CFO who needs this? Forward them this post 👇

🌍 No borders, no limits — the Kolo EUR card is here. Every update makes Kolo bigger and puts more in your hands. Today, that's the euro card. Built over months: more currencies, more features, more of your life in one app. What you get: ▪️ A global Euro card for travel and online subscriptions ▪️ Pay in euros anywhere Visa is accepted ▪️ 2% Bitcoin cashback on every purchase ▪️ 40% of your friends' fees via referral ▪️ Instant top-ups, full control in the Kolo mobile or Telegram app Already on USD? Add EUR and use both — one app, two currencies. More details here This is just the start. ➡️ get.kolo.xyz

Can you imagine how long it takes to send money from Italy to Brazil? Every traditional service gives you the same answer: a few business days. You fill out a form, wait for confirmation, wait for processing, wait again. If you both have Kolo, that's not your problem. While a traditional transfer is still being "reviewed," your money is already in Brazil.

Your bank earns 3.70% per year on your money by lending it out to others. (SEC, Q1 2026) 😳 They pay you 0.61% APY on your savings account. They profit on your deposits. You get almost nothing back. With Kolo you load your card with USDT and get 2% back in BTC on every purchases a new user. Groceries, Uber, flights. Doesn't matter what you spend on. Maybe it's time to reconsider where you keep your money.

A year ago, $150 million was spent with crypto cards in one month. Last month? Over $500 million. Same Visa terminals. Same grocery stores and Ubers. Just a lot more people who stopped converting to fiat first. Turns out spending crypto is just... spending.

Kolo Ambassador Program Open Beta is live. We’ve launched the beta of the Kolo Ambassador Program so our most active community members can promote Kolo and get paid for it. 💸 Reward Pool: $15,000 across all campaign waves. Payouts are distributed monthly, the leaderboard resets every cycle, and each month the top 25 contributors earn their share of the pool. How Rewards Work: You post ➝ you get scored ➝ you claim your share of the pool. Your % updates in real time on the leaderboard. Points are scored based on the platform: 🟢X - scored on reach and credibility. We use TwitterScore: up to 3x boost for quality accounts with a real history. 🟢Reddit - upvotes and comments, scored automatically 🟢Telegram - quality and relevance, manually reviewed 👑 The OG Multiplier If you were with us during the mini-app phase, your KOLO balance is already acting as a multiplier for every point you earn: 🥉 Bronze (1.0x): 0 – 1,999 KOLO 🥈 Silver (1.3x): 2,000 – 49,999 KOLO 🥇 Gold (1.7x): 50,000+ KOLO How to Start: 1. Go to ambassadors.kolo.xyz 2. Sign in with your X account. 3. Submit your post URLs to the dashboard. 4. Track your pool share % in real time. Welcome to the program. 🤝