✅ Hipo Fund Investment Policy Statement: Ratified

🔎 Hipo Verify & VS Pages Are Live Hipos, we've added two new pages to the Hipo website: 🛡 hipo.finance/verify The official list of Hipo wallet addresses, TON DNS names, Telegram accounts, and social profiles; Plus a clear list of things Hipo will never ask you to do. If someone claims to be Hipo but isn't listed there, it's not us. 🔎 hipo.finance/vs A simple comparison page showing: • Our 0% protocol fee • What that means in yearly savings at different stake sizes • HPO boosted rewards • Exactly how unstaking works All numbers are pulled directly from the contracts and kept up to date. 📣 On-chain marketing experiments Most GRAM holders have never heard of Hipo. We're now testing ways to reach them directly on-chain and introduce them to Hipo. We'll document what we try, what works, what doesn't, and publish the results with the community. These two new pages are also designed to make it easier for people we reach to verify Hipo and understand why they should stake with us. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

💰 Hipo Fund Report - August 2026 Hipos, the Hipo Fund report is updated. From here, we’re making the Fund a real priority. 📊 Where the Fund stands • Value (Aug 24, 2026): $98,776.51 • Since Dec 2025: −10.91% • Since launch: −58.4% (GRAM: −49.7%) Balances barely changed this period and the decline was mainly price-driven. This is our first report showing both since-inception performance and a benchmark. These will be included in every report going forward. 💼 Portfolio • USDT: 66,157 (66.98%) • HPO: 9,023,524 (22.39%) • hGRAM: 6,001 (10.57%) Two-thirds of the Fund is now in stablecoins. That helped protect capital during the drawdown and this capital is now ready to be put to work. 🗓 What’s next In September, we’ll: • Publish the Investment Policy Statement; Target allocation, risk limits, liquidity rules, rebalancing, and HPO strategy. • Open it for community review in @hipo_chat. • Hold a binding DAO vote to decide the Treasury strategy. Quarterly reporting resumes with the next report in December 2026. 👉 Read the full report 💜 Hipo Fund is the community’s fund. We’re committed to managing it professionally, transparently, and reporting on it regularly. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🎉 Use your HPO and hGRAM freely across DeFi From now on, Hipo Club counts your HPO and hGRAM balance whether it's in your wallet or being used in TON DEX LPs. So if you provide liquidity to an hGRAM/HPO pool, the HPO in your LP position will count toward your Hipo Club balance. That means you can: • Earn DEX trading fees • Keep your Hipo Club holding rate • Avoid being downgraded just because your HPO is working in DeFi One more step toward making Hipo Club truly DeFi-native. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

🔥 New Borrower Fee Mechanism: Buy & Burn HPO One of the most interesting parts of Hipo’s smart contract is its permissionless validator selection. Anyone can borrow staked GRAM from Hipo, participate as a validator, and return the GRAM + staking rewards after the validation round, keeping their committed validator fee. We’ve now added a new borrower fee paid for each validation round. Here’s what happens: Validator pays the fee in GRAM → Hipo converts it to hGRAM → buys HPO from the market → HPO is burned. The current fee is 50% and can be adjusted based on market conditions, community feedback, and ultimately a DAO vote. Since launching this mechanism last week, around 140,000 HPO has already been bought from the market and burned.🔥 And there’s another interesting part Borrowers compete against each other for the right to borrow Hipo’s staked GRAM. The validator that commits to returning the highest staking rewards wins the bid. They can even commit to returning more than the network’s actual staking rewards; meaning the competition can directly increase the rewards received by Hipo stakers. And this is happening right now. For the next few validation rounds, current commitments imply an expected APY of around 22–33% for Hipo stakers. 🚀 Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat

💰 Hipo Fund Investment Policy Statement Hipos, the Hipo Fund IPS draft is now published. This is the framework we propose to use to manage Hipo Fund. Before it goes to a DAO vote, we want your feedback. What it covers: • Target allocation, risk limits & rebalancing rules • What the Fund can and cannot invest in, and why • How assets are held and custodied • How the Fund’s value can return to HPO holders 💬 Feedback is open until September 15. Share your suggestions in @hipo_chat. We'll discuss them with the community and update the draft before the final version goes to a DAO vote for HPO holders to approve. 👉 Read the draft 💜 A reminder about how Hipo Fund was created. The Fund was built from the initial HPO sale (ILO) and Hipo Club seasonal claims. This capital was not allocated to the team and was never absorbed into Hipo's operating budget. Instead, it was placed in a separate, publicly visible treasury, with the goal of putting this capital to work for the Hipo ecosystem and HPO holders over a horizon measured in years. Now we're defining the rules for how that capital should be managed. Buy HPO ││ Stake TON ││ Join Hipo Club ││ Follow Hipo ││ Watch & Learn ││ Hipo Chat